GOV.UK Pay currently only offer Apple Pay and Google Pay with Worldpay. User can’t create a chargeback (for fraud) on a payment. This makes it more secure for services to take payment as a Using Apple Pay means you don’t have to go through 3DS or 3DS2 authentication as that security is built-in.
reduces errors - users don’t have to retype any of their details, Apple or Google pass on their verified details.makes paying easier - there are no forms to fill in as all the users information is played back from Apple Pay or Google Pay before users commit to the payment.makes it quicker - the whole process takes a few seconds.
Is a more secure way to pay - your real card details are never stored or transferred and only you can authorise payment biometrically using fingerprint or facial
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